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Let's Finance Your

Dream Home

With Southwest Direct Mortgage


Nationwide Expertise,

Local Excellence

Southwest Direct Mortgage, headquartered in sunny Scottsdale, AZ, stands as a premier mortgage provider lending optin an impressive 39 states, extending its reach to homebuyers across the nation. With a commitment to excellence, Southwest Direct Mortgage offers a diverse array of products tailored to meet the unique needs of each borrower, ensuring they find the perfect mortgage solution. Their dedication to top-tier customer service not only benefits borrowers but also strengthens relationships with realtors, providing them with the support and resources necessary to thrive in the competitive market. Whether you're a first-time homebuyer or a seasoned investor, Southwest Direct Mortgage is your trusted partner on the path to homeownership.


Years of Experience

76 +

Unique Loan Programs


Five Star Reviews

Why Choose Southwest Direct?


Diverse Product Range

Whether you're a first-time homebuyer or a seasoned investor, Southwest Direct Mortgage offers a comprehensive range of mortgage products to suit every situation. From conventional loans to specialized programs, we have the right solution for you.


FHA loans are a popular choice for many homebuyers, especially those with limited down payment funds or lower credit scores. Backed by the Federal Housing Administration, these loans provide borrowers with flexible eligibility criteria and competitive interest rates. With as little as 3.5% down payment required, FHA loans make homeownership more attainable for first-time buyers and those with financial constraints. Additionally, FHA loans offer options for borrowers with less-than-perfect credit, allowing them to secure financing for a variety of property types, including single-family homes, condos, and multi-unit properties. Partner with Southwest Direct Mortgage to explore the benefits of FHA loans and embark on the path to owning your dream home.

Veterans Affairs (VA)

VA loans are a valuable benefit provided to eligible veterans, active-duty service members, and certain spouses. Backed by the U.S. Department of Veterans Affairs, these loans offer numerous advantages, including no down payment requirement and competitive interest rates. VA loans also waive private mortgage insurance (PMI), reducing overall monthly payments for borrowers. With flexible credit requirements and options for refinancing, VA loans empower military personnel and their families to achieve homeownership with ease. Whether purchasing a primary residence or refinancing an existing mortgage, Southwest Direct Mortgage is dedicated to serving those who have served our country by offering expert guidance and support throughout the loan process.


At Southwest Direct Mortgage, conventional loans offer flexibility and stability to borrowers. These loans, not insured by the government, feature competitive rates and terms, ideal for those with strong credit histories and stable incomes. With higher credit score requirements and down payments, conventional loans are versatile options for primary residences, second homes, and investment properties alike.


RD loans, available through Southwest Direct Mortgage, provide unique opportunities for homebuyers in rural and suburban areas. Backed by the United States Department of Agriculture, these loans offer low to moderate-income borrowers the chance to purchase homes with little to no down payment. With attractive fixed interest rates and lenient credit requirements, USDA loans make homeownership more accessible for those in eligible rural and suburban communities. 





Susan D.


New River, AZ

Working with Mike Matney and the team at Southwest Direct Mortgage was great! They moved quickly, kept me informed and up to date on status, discussed best options on rates, plus spent time reviewing and explaining anything I was unsure of or concerned about. We closed quickly and the remote document upload made the process fast and painless! I have used them for a prequal and a refi and both times the experience was great! I highly recommend SW Direct Mtg!!

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